Guangzhou recently released The following is the full text:
Construction on the follow-lived
Ministry and other ministries of real estate macro control policies to promote sustained and healthy development in our city views
(Sui States Housing Zi [2010] 1311)
relevant units:
under the (Guo Fa [2010] 10, to further implement the national real estate market in recent regulatory policies on the strengthening of the spirit, to consolidate results of the real estate market regulation, and resolutely curb housing prices, and promote stable and healthy development of real estate in our city, housing support to accelerate the work, combined with the actual development of real estate market in the city, carrying out the following observations:
a resolutely curb irrational demand buyers, strictly limit the variety of names real estate and speculative buyers
ten districts in the city municipal limits households purchase a temporary copy number of the implementation of the policy. permanent residents for the city families (including buyers spouse and minor children, different) and to provide more than 1 year in the city tax certificate or proof of social security to pay the non-city residence households, only in the city to buy a new commodity housing; who can not provide the City more than a year tax certificate or proof of social security to pay the non-permanent residents the city, not to buy commodity housing in the city; for those under 18 years of age shall not purchase commodity housing in the city alone; a matter of some foreign institutions and individuals to purchase commodity housing, in strict accordance with the ,],[date, all transactions must be the implementation of the commodity housing advice provision. trading hours to the identification of new commodity housing in the city real estate department information system network 签购房合同 on the time, second-hand housing transactions to the registration department of the business of real estate transactions pick-up time shall prevail. to purchase goods in violation of the provisions of housing, real estate transactions of real estate registration department shall not accept the registration.
Second, strictly enforce the policy of the State housing credit differentiation
suspend all commercial banks to purchase a third set of households over housing loans; can not provide more than 1 year local tax certificate or proof of social security to pay the suspended non-residents to purchase housing loans. on the purchase of the first set of housing and the dwelling area of 90 square meters of the family, the first payment shall not be less than 30% of the loans to buy second homes in the family, strict implementation of the first payment shall be no less than 50 % interest rate not less than 1.1 times the benchmark interest rate rules. all commercial banks to strengthen the management of consumer loans, consumer loans for the purchase of prohibited housing. prohibiting commercial banks loans to floating lines with the appraised value of property, unknown use of mortgage; have been a mortgage, not all of the buyers repay the loan before the commercial banks are not allowed to re-assessment of the net additional mortgage loans.
on buy first home and dwelling area of 90 square meters (including 90 square meters) in accordance with the provisions of the following purchase of the family of affordable housing the city, the housing provident fund loans down payment of not less than 20%, and the purchase of first home dwelling area of 90 square meters of the family, the housing provident fund loans down payment of not less than 30% of the purchase of second homes the family, the provident fund loans to first payment shall not be less than 50%, suspended households to buy first three or more housing provident fund loans.
Third, strict implementation of national policies relating to real estate tax local tax departments
strictly implement the Land tax collection and management do a good job, and give full play to the role of the tax regulation.
Fourth, to increase housing security, and gradually expand the coverage of housing security.
further expand the scope of housing support. in addressing the housing survey in 2008 registered 77,177 low-income families in housing security, will range from low-income housing, housing support needy families and gradually expanded to middle-income housing for needy families .
vigorous development of public rental housing. by the end of the introduction of public rental housing policies. by land, credit, taxation, and other preferential policies to support and encourage the social forces to participate in public rental housing construction , multi-channel, multi-mode to increase the supply of public rental housing to expedite the settlement
Guangzhou Land Resources and Housing Management of Guangzhou Local Taxation Bureau
; the People's Bank of China Guangzhou Branch
Guangdong China Banking Regulatory Commission Authority
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